Actuarial depth for financial and insurance decisions.
We combine actuarial judgement and quantitative analysis to help insurers, reinsurers, health funds and financial institutions understand uncertainty and improve performance.
Pricing and product economics
Product design, rate reviews, experience analysis, risk segmentation, claims trends and profitability diagnostics. We examine the relationship between technical pricing, underwriting decisions, distribution costs and portfolio outcomes.
Reserving and valuations
Technical provisions, actuarial valuations, reserving reviews, assumption assessment and uncertainty analysis. We document data, methods and judgements and connect results to management and reporting needs.
Capital and risk transfer
Capital modelling, stress testing, retention analysis, treaty structure assessment, catastrophe scenarios and gross-to-net analysis. We assess reinsurance decisions alongside counterparty exposure, liquidity and capital capacity.
Financial reporting and credit analytics
IFRS 17 measurement and implementation support; actuarial-to-financial reconciliation; IFRS 9 ECL modelling and validation; credit parameter analysis and model monitoring. Scope is tailored to the relevant reporting basis and institution.
Data, models and governance
Data validation, reproducible analysis, assumptions registers, model documentation, sensitivities and peer review. We explain the implications for decision-makers alongside the technical results.
Outputs that can be used
Deliverables may include pricing models, valuation reports, reserve diagnostics, capital projections, validation findings and executive dashboards. Related R2ST systems and specialist training can support implementation and ongoing use.
Discuss your requirements
Tell us about your organisation and priorities.